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Duliban Insurance Brokers

Self-Driving Cars Are Coming: How Will Insurance Keep Up?

Self-driving cars aren’t just science fiction anymore – they’re on test roads across North America and steadily moving toward widespread adoption. Tech giants and automakers alike are investing billions into autonomous vehicle development, promising safer roads, fewer accidents, and a more convenient driving experience. But with this new technology comes one pressing question: how will insurance […]
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Duliban Insurance Brokers

The Role of Critical Illness Insurance in Estate and Legacy Planning

Planning for your estate and legacy is about more than just wills and inheritance – it’s about ensuring your loved ones are protected financially no matter what life throws your way. Critical illness insurance is an often-overlooked but powerful tool in this process. It offers a financial safety net that can safeguard your family’s future […]
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Duliban Insurance Brokers

The Overlooked Side of Small Business Planning: Emergency Preparedness

When you think about running a small business, your mind likely goes to the daily challenges – managing staff, serving customers, keeping up with inventory. But in recent weeks, the devastating wildfires impacting communities in Northern Ontario have been a stark reminder of another reality: unexpected events can change everything in an instant. For many small […]
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Making an Acquisition? Why the EMOD Shouldn't Be Overlooked

Making an Acquisition? Why the EMOD Shouldn’t Be Overlooked

When acquiring another company, there’s no shortage of factors to consider. From valuing physical assets to estimating potential synergies, the due diligence process can be complex. However, one critical element often overlooked is the EMOD. The EMOD, or Experience Modification score, is a workers’ compensation insurance multiplier that compares a company’s actual losses to expected […]
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Your First Pet at Home: How to Prepare and Protect Your Space

Your First Pet at Home: 6 Ways to Prepare and Protect Your Space

Bringing a pet into your home for the first time is an exciting milestone. Whether it’s a playful puppy, a curious kitten, or a small animal like a rabbit or guinea pig, a new companion brings joy, companionship, and a touch of chaos. Preparing your home properly helps ensure that your furry, feathered, or scaled […]
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Tips for Teaching a Teen or New Rider to Handle a Motorcycle Safely

Tips for Teaching a Teen or New Rider to Handle a Motorcycle Safely

Learning to ride a motorcycle is an exciting milestone, especially for teens and new riders eager to embrace the freedom of the open road. But motorcycles come with unique risks that require careful instruction, patience, and a strong focus on safety. Whether you’re a parent, guardian, or friend guiding a new rider, the approach you […]
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Facility Rental: Best Practices for Non-School Use

Facility Rental: Best Practices for Non-School Use

As community hubs, school districts often open their doors to outside organizations for events, activities, and gatherings. This facility rental for non-school use can benefit the community, but it also comes with potential risks. School administrators must take proactive steps to protect district property, reduce liability exposure, and ensure compliance with state laws. Whether your […]
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2026 Employer Mandate Update | INSURICA

2026 Employer Mandate Update | INSURICA

In July 2025, the IRS released new guidance increasing both the affordability percentage and penalty amounts under the Affordable Care Act’s employer mandate for the 2026 plan year. These changes will affect how Applicable Large Employers (ALEs) determine affordability and assess compliance risk moving into the next benefits cycle. For plan years beginning in 2026, […]
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Whole Life Insurance is More Popular

The Three Compelling Reasons Driving Demand • The Insurance Pro Blog

Despite critics calling it “old,” “expensive,” and “outdated,” whole life insurance is actually gaining popularity. Here’s what sophisticated investors know that others don’t. If you’ve been following financial discussions lately, you’ve probably heard the familiar refrain: whole life insurance is an outdated relic that modern investors should avoid. Yet here’s a surprising fact that might […]
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