Life Insurance News Roundup: August 2026 — Independent Agents Fight for Their Status, Digital Underwriting Accelerates, and a Distribution Legend’s Legacy

Life Insurance News Roundup: August 2026 — Independent Agents Fight for Their Status, Digital Underwriting Accelerates, and a Distribution Legend’s Legacy Life insurance policy and calculator on wooden desk The headlines of late July belonged to carrier earnings, record annuity sales, and a cyberattack that took a major insurer offline — all of which we […]

Long-Term Care Life Insurance Calculator (2026): How Much Coverage Do You Need? Life insurance documents with calculator and pen Long-term care is one of the largest uninsured expenses American families face. A private nursing home room now runs $121,200 a year, and with 3% annual inflation that same room will cost roughly $192,000 a year […]

Life Insurance Without a Social Security Number in 2026: Options, Costs & How to Apply Life insurance documents with calculator and pen You do not need a Social Security number to buy life insurance in the United States. It is one of the most common myths in the industry — and it stops thousands of […]

Life Insurance for Refugees in 2026: Can Refugees and Asylees Get Coverage? Life insurance documents with calculator and pen If you came to the United States as a refugee or asylee, you may be wondering whether life insurance is available to you. The short answer is yes — refugees and asylees can qualify for life […]

Life Insurance for Optometrists in 2026: Rates, Coverage & Costs Life insurance policy and calculator on wooden desk Life insurance for optometrists in 2026 is one of the easiest coverage purchases in the medical field — and one of the most overlooked. Because optometrists work indoors, earn above-average incomes, and face low on-the-job risk, most […]

Life Insurance News Roundup: August 2026 — Guaranteed Income in 401(k)s, $5 Million No-Exam Policies, and a New Fraud Indictment Life insurance documents with calculator and pen The life insurance industry moves fast, and the stories that make headlines one week are often forgotten the next. This roundup gathers six developments from the past several […]

Life Insurance with Stents in 2026: Rates, Waiting Periods & How to Get Approved Life insurance policy and calculator on wooden desk If you’ve had a stent placed in a coronary artery, you’re in good company — more than 600,000 Americans receive stents every year to keep their arteries open. But when those same people […]

Life Insurance After Angioplasty in 2026: Waiting Periods, Rates & How to Get Approved Life insurance policy and calculator on wooden desk Having an angioplasty is a common — and often life-saving — procedure. Each year, more than a million Americans undergo angioplasty to open blocked coronary arteries. And yet, many of those same people […]

Life Insurance with Muscular Dystrophy in 2026: Options, Costs & How to Get Approved Life insurance documents with calculator and pen A muscular dystrophy diagnosis raises a lot of questions — and one of the first is usually whether life insurance is still possible. The answer in 2026 is a qualified yes. Individuals with muscular […]

Life Insurance with Cerebral Palsy in 2026: Can You Get Approved? Life insurance documents with calculator and pen If you or your child has cerebral palsy, you might assume life insurance is off the table. It isn’t. In 2026, life insurance with cerebral palsy is absolutely available — and there are more pathways to coverage […]