Life Insurance and Annuity Industry Update: July 29, 2026 — Lumos Launches Immediate Care Plan for LTC, Jackson CEO Announces Retirement, DOL Defends Pension Risk Transfers Life insurance documents with calculator and pen The life insurance and annuity industry continues to generate significant news as July 2026 draws to a close. This edition of our […]
Irrevocable Life Insurance Trust (ILAT) Guide 2026: Advanced Asset Protection & Estate Planning Life insurance documents with calculator and pen An Irrevocable Life Assurance Trust (ILAT) is a powerful estate planning tool that combines life insurance coverage with enhanced asset protection and flexible trust provisions. While similar to a traditional ILIT (Irrevocable Life Insurance Trust), […]
Life Insurance Budget Calculator 2026: How Much Coverage Can You Afford? Life insurance documents with calculator and pen Most life insurance calculators ask you how much coverage you need, then show you a price. But what if you start with a different question: how much can I afford each month? Our Life Insurance Budget Calculator […]
Record Life Insurance Sales in 2026: Why Americans Are Buying Coverage at Historic Rates Life insurance sales reached unprecedented levels in 2026 as consumers prioritized financial security. The life insurance industry is experiencing a historic boom. According to the LIMRA 2026 forecast, life insurance and annuity sales hit record levels in 2025 and are projected […]
Life Insurance Industry News Update: Late Edition July 29, 2026 — Unum Q2 Results, LTC Insurance Price Index, and AM Best Rating Actions Life insurance documents with calculator and pen The life insurance and retirement planning industry continues to generate significant headlines as we close out July 2026. From major earnings reports and groundbreaking consumer […]
Life Insurance Income Replacement Calculator 2026: How Much Coverage Do You Need? Life insurance documents with calculator and pen One of the most important financial decisions you’ll make is choosing the right amount of life insurance coverage. Too little, and your family struggles after you’re gone. Too much, and you’re wasting money on premiums you […]
Life Insurance Industry Trends Mid-2026: Global Growth, AI Innovation, and Consumer Protection Updates Life insurance documents with calculator and pen The life insurance industry is navigating a complex landscape in mid-2026, with global premium growth slowing to 1.3%, artificial intelligence transforming underwriting and fraud detection, and regulatory bodies stepping up consumer protection efforts. This comprehensive […]
Conversion Option Rider in Life Insurance 2026: Complete Guide to Converting Your Term Policy Life insurance documents with calculator and pen A conversion option rider is one of the most valuable features you can add to a term life insurance policy. It gives you the right to convert your term coverage into a permanent life […]
Life Insurance for Siblings 2026: Can You Buy a Policy on Your Brother or Sister? Life insurance documents with calculator and pen Life insurance is something most people associate with spouses, children, or business partners. But what about siblings? Can you take out a life insurance policy on your brother or sister? The short answer […]
Tontine Life Insurance Guide 2026: History, Mechanics, and Why It Was Banned Life insurance documents with calculator and pen Few financial instruments have a history as colorful — or as controversial — as the tontine. Born in 17th-century France and later adopted by American insurance giants, tontines promised lifetime income to participants while rewarding the […]
