Life Insurance for COPD in 2026: Rates, Underwriting & How to Get Approved Life insurance policy and calculator on wooden desk If you have COPD (Chronic Obstructive Pulmonary Disease), you may assume life insurance is out of reach. The truth is more encouraging: while COPD does make underwriting more challenging, many people with mild to […]
Life Insurance for Kidney Disease in 2026: Rates, Underwriting & How to Get Approved Life insurance policy and calculator on wooden desk If you have kidney disease, you may think life insurance is impossible to get. The reality is more nuanced. While advanced kidney disease (Stage 4–5, dialysis) does make traditional coverage very difficult, people […]
Life Insurance for Multiple Sclerosis in 2026: Rates, Underwriting & How to Get Approved Life insurance policy and calculator on wooden desk A multiple sclerosis (MS) diagnosis doesn’t mean life insurance is off the table. In 2026, many people with MS — especially those with relapsing-remitting MS that’s well-controlled — can qualify for standard or […]
Life Insurance for Epilepsy in 2026: Can You Qualify and What It Costs Life insurance documents with calculator and pen If you have epilepsy, you may wonder whether life insurance is even an option. The answer is yes — but your eligibility and rates depend heavily on how well your seizures are controlled. In 2026, […]
Life Insurance for Crohn’s Disease in 2026: Rates, Underwriting & How to Get Approved Life insurance policy and calculator on wooden desk If you have Crohn’s disease, you may assume life insurance is out of reach. The good news: it’s not. While Crohn’s does make underwriting more complex, many people with well-managed Crohn’s qualify for […]
Medicaid Long-Term Care Planning 2026: How to Protect Your Savings Before It’s Too Late Life insurance documents with calculator and pen The United States is experiencing the largest wave of retirements in history, with more than 11,000 baby boomers turning 65 every single day. This demographic shift, combined with record longevity, is fueling unprecedented demand […]
Diabetes Life Insurance Cost Calculator (2026) Life insurance documents with calculator and pen Nearly 38 million Americans have diabetes — and many assume life insurance is out of reach. It’s not. Carriers have become significantly more sophisticated in how they underwrite diabetes, looking at your A1C trend, treatment compliance, and overall health — not just […]
Life Insurance News Roundup: August 6, 2026 — Equitable-Corebridge Merger Approved, AI-Native Brokerage Debuts, and AM Best Rating Actions Reshape the Carrier Landscape Life insurance documents with calculator and pen The first week of August 2026 has delivered a flurry of developments that are reshaping the life insurance and annuity landscape. From a landmark merger […]
Group Life Insurance Through Work in 2026: Is It Enough? Life insurance documents with calculator and pen If you are like most American workers, the life insurance policy tied to your paycheck is the only life insurance you have. That coverage is cheap, convenient, and signed up for during onboarding — but new market data […]
How Mortality Research Affects Your Life Insurance Rates in 2026 Life insurance policy and calculator on wooden desk In the summer of 2026, legislators at the National Conference of Insurance Legislators (NCOIL) Life Insurance Committee heard presentations on the latest Society of Actuaries (SOA) research on mortality drivers — the statistical forces that shape how […]
