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Expert Reviewed by James Griggs
Licensed Life Insurance Agent | Updated: May 2, 2026
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He Made $90K His First Year Selling Final Expense Insurance! [Interview with Ernest Mitchell]

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He made over $90000 his first year selling Final Expense insurance and today, Ernest Mitchell joins Cody Askins to tell his secrets …

Ernest Mitchell had always dreamed of being his own boss and making a substantial income. After feeling unsatisfied with his previous jobs and looking for a new opportunity, he stumbled upon the world of final expense insurance.

Final expense insurance is a type of life insurance policy that is specifically designed to cover the costs associated with a person’s funeral and burial expenses. It is a niche market within the insurance industry, but one that can be extremely lucrative for those who are willing to put in the work.

Ernest decided to take the plunge and become a final expense insurance agent. He knew that it would require dedication, hard work, and persistence, but he was determined to make it work. Little did he know that his first year in the industry would be nothing short of extraordinary.

In an exclusive interview with Ernest, he shared his journey of how he made $90K in his first year selling final expense insurance. When asked about his success, Ernest attributed it to a combination of hard work, determination, and the support of his mentors and colleagues.

One of the key factors that contributed to Ernest’s success was his dedication to learning the ins and outs of the final expense insurance industry. He spent hours studying different insurance products, learning about the needs of his target market, and honing his sales skills. This dedication paid off, as he was able to effectively communicate the benefits of final expense insurance to his clients and close sales successfully.

Ernest also emphasized the importance of building relationships with his clients. He made it a point to listen to their needs, provide personalized solutions, and follow up with them regularly. By building trust and rapport with his clients, Ernest was able to secure repeat business and referrals, which further boosted his income.

Another key factor in Ernest’s success was his willingness to seek guidance from experienced professionals in the industry. He reached out to mentors and colleagues for advice, tips, and strategies on how to succeed in final expense insurance sales. Their guidance was invaluable in helping Ernest navigate the challenges of the industry and overcome obstacles along the way.

Ernest’s success story serves as a testament to the potential of the final expense insurance industry. With the right mindset, determination, and support, anyone can achieve financial success as a final expense insurance agent.

In conclusion, Ernest Mitchell’s journey of making $90K in his first year selling final expense insurance is truly inspiring. His dedication, hard work, and willingness to learn have paid off in ways that he never imagined. If you are considering a career in final expense insurance, take a page out of Ernest’s book and strive for success with passion and perseverance. Who knows, you could be the next success story in the industry!

Frequently Asked Questions

What is final expense insurance?

Final expense insurance is a type of whole life insurance designed to cover funeral costs, medical bills, and other end-of-life expenses. Policies range from $5,000-$50,000, require no medical exam, and provide guaranteed coverage for seniors.

How is final expense different from burial insurance?

Final expense insurance and burial insurance are very similar β€” both are small whole life policies for end-of-life costs. The main difference is marketing terminology. β€œBurial insurance” specifically emphasizes funeral costs, while β€œfinal expense” includes all end-of-life debts and expenses.

What age should I buy final expense insurance?

The best time to buy final expense insurance is between ages 50-65 when premiums are still affordable. Rates increase with age, so buying earlier saves money. Most policies are available up to age 85 with guaranteed acceptance.

Where can I compare final expense insurance quotes?

You can compare free final expense insurance quotes from 50+ providers right here on Life Quotes Web. Our comparison tool shows side-by-side rates in under 2 minutes β€” get your free quotes now.

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James Griggs
Licensed Life Insurance Agent
James Griggs is a licensed life insurance agent with over 15 years of experience helping families find affordable coverage. He holds licenses in multiple states and is certified in term life, whole life, and universal life insurance products.
Licensed Agent15+ Years Experience50+ Providers
Published: July 28, 2024 | Last Updated: May 2, 2026 | Fact-Checked and Reviewed

James Griggs, Licensed Agent

James Griggs is a licensed life insurance agent with over 15 years of experience helping families find affordable coverage. He holds licenses in multiple states and is certified in term life, whole life, and universal life insurance products. James has helped thousands of clients compare quotes from 50+ top-rated insurance providers. His expertise has been featured in industry publications including Insurance Journal and Life Insurance Magazine.

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